You can also buy beneath insured motorist coverage, which is able to cover prices when one other driver lacks enough coverage to pay the prices of a severe accident. Your private auto policy only covers private driving, whether or not you’re commuting to work, operating errands or taking a visit. It won’t provide coverage if you use your car for industrial purposes—for instance, if you deliver pizzas. Auto insurance is a contract between you and the insurance coverage firm that protects you towards monetary loss in the event of an accident or theft.
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