Peerform offers competitive APRs on its loans and solely requires a minimum credit rating of 600 to qualify, but its minimal mortgage amount of $4,000 is higher than our top picks. SoFi is a strong personal loan lender for these with high credit scores — you will get perks like unemployment protection and no fees required. The best personal loan for you is dependent upon your credit rating, which will determine what you qualify for and might decrease your rate. Our consultants answer readers’ personal loan questions and write unbiased product evaluations (here’s how we assess private loans).
The two …